Utility rebates are still the most essential source of support for families living in Singapore, which is a very active city with urban efficiency but also daily problems for its residents. The government’s U-Save scheme is very effective in supporting the situation caused by the cost variations in 2026. More than 950,000 HDB flats get the rebates to relieve their utility bills and service charges. This program that gets all the support from constant GST Voucher and augmented Assurance Package comprises making things affordable.
What Are U-Save Rebates?
U-Save rebates assist HDB households in reducing their bills for electricity, gas, and water.
They are a component of the GST Voucher scheme, which counteracts the effects of GST.
The Assurance Package for cost-of-living relief grants additional boosts.
Latest Updates For 2026
- The last FY2025 quarterly payment is to be made in January 2026 to the qualified households.
- This consists of U-Save of S$190, or less, depending on the type of flat.
- S&CC provides relief for up to half a month for the majority of flats.
- In the case of FY2025 (April 2025 to March 2026) the total amount can be up to S$760 in U-Save.
- Besides that, households get annual S&CC rebates that can go up to 3.5 months.
- The current measures are part of the 2023-2026 Assurance Package enhancements.
Who Qualifies?
Eligibility is aimed at Singaporean families living in HDB flats.
There has to be at least one family member who is a Singapore citizen.
The income assessments are done automatically with the help of government records.
No ownership of multiple properties is allowed.
Over 950,000 households are deemed qualified, with a focus on households with lower and middle incomes.
No applications are required; the rebates are credited directly.
Rebate Breakdown By Flat Type
February 2026 counts both GSTV U-Save and AP U-Save together.
The below table gives a more comprehensive view:
| HDB Flat Type | GSTV U-Save | AP U-Save | Total U-Save | S&CC Rebate |
|---|---|---|---|---|
| 1- & 2-room | S$95 | S$95 | S$190 | 0.5 month |
| 3-room | S$85 | S$85 | S$170 | 0.5 month |
| 4-room | S$75 | S$75 | S$150 | 0.5 month |
| 5-room | S$65 | S$65 | S$130 | 0.5 month |
| Executive/Multi-Gen | S$55 | S$55 | S$110 | – |
Annual Totals And Components
- GSTV U-Save is the source of the yearly amount of S$220 to S$380.
- Over four years (2023-2026) AP U-Save gradually brings in an extra S$330 to S$570.
- Cost-of-Living U-Save for FY2025 is one of the Budget 2025 components.
- These, when taken together, result in the S$760 maximum yield.
- S&CC is paid out in 3.5-month installments done quarterly.
How Rebates Work
Payments are made in January, April, July, and October.
U-Save is credited directly to the utility accounts with SP Services.
Any remaining balance gets carried over to the next period.
S&CC is deducted from the town council bills.
For detailed personalized information visit GovBenefits.gov.sg.
Benefits For Residents
- Lower public utilities monthly expenses.
- Green energy consumption is encouraged by the rebates.
- Economic hardship assistance.
- Time-saving, as the process is all automatic.
- Most HDB families can take advantage of the rebates, as it is open to all of them.
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