Business, Utility and Gov Aid Platform
KEY HIGHLIGHTS MOE’s long-awaited bullying review and exam reforms land in 2026 Teacher workload, DSA rules and school canteens all getting reworked Big shifts ahead for students, parents and educators in Singapore 2025 already felt intense for parents and students.Bullying cases went viral. Teachers spoke up about burnout. Screens and AI sparked fresh worries. Now, … Read more
KEY HIGHLIGHTS Singapore home loan rates are at their lowest levels since 2022. Further rate cuts in 2026 are possible, but likely to be small. Many homeowners are refinancing or switching from HDB to bank loans to save thousands. Mortgage rates in Singapore have quietly slid to three-year lows, and homeowners are finally feeling some … Read more
KEY HIGHLIGHTS Singapore retail spending is expected to stay firm into 2026, backed by jobs and rising household wealth. Strong wage growth, lower mortgage costs, and investment gains are keeping wallets open. Retail sales could grow 3.5%–4%, even with fewer government handouts next year. If you’ve noticed malls staying busy and flights fully booked, you’re … Read more
KEY HIGHLIGHTS Japan raises interest rates to 0.75%, the highest level since 1995. The move signals the end of decades of ultra-cheap money from the BOJ. For Singapore investors, yen assets and Asia markets could see fresh volatility. The Bank of Japan (BOJ) has raised its key policy rate to around 0.75%, a level not … Read more
KEY HIGHLIGHTS CPF Ordinary Wage ceiling rises to S$8,000 from Jan 2026 Older workers (55–65) get higher CPF contribution rates Take-home pay dips slightly, but retirement savings grow From 1 January 2026, CPF rules are changing again — and yes, this one affects a lot of working Singaporeans. If you earn above S$7,400 or you’re … Read more
Your 2026 tax bill might look very different — for better or worse. And most people won’t realise it until it’s too late. With a 2.8% cost-of-living adjustment, fresh ATO compliance funding, and updated tax rules kicking in, staying informed is no longer optional. Honestly speaking, this is one year where a little planning can … Read more
KEY HIGHLIGHTS Your CPF OA first S$20,000 earns up to 3.5% or 4.5% interest in Singapore Extra interest is paid into SA or RA, not left idle in OA Simple rule, but huge long-term impact on retirement savings Most Singaporeans know CPF OA earns 2.5% p.a.But the real story starts with the first S$20,000. That … Read more
KEY HIGHLIGHTS HeyMax Card Maximiser now tracks UOB PPV & UOB Visa Signature bonus caps automatically No more manual tracking of messy sub-caps and minimum spend Huge quality-of-life upgrade for miles collectors in Singapore If you’re using the UOB Preferred Platinum Visa (PPV) or UOB Visa Signature, tracking bonus spend has quietly become a headache … Read more
At the end of 2025, the giants of the Singaporean banking world—DBS, OCBC, and UOB—are standing sturdy, having relied on robust inflows of wealth and disciplined cost management to navigate a terrain blighted by rate cuts and geopolitical shifts. In the perspective of investors, 2026 weighs with cautious optimism. For most of the banking pad, … Read more
KEY HIGHLIGHTS Grab and ComfortDelGro platform fees will go up from 1 Jan 2026 in Singapore Hikes are linked to higher CPF contributions and worker protection rules Expect to pay up to S$1.30 per ride in platform fees If you take Grab or CDG taxis regularly, this matters.From 1 January 2026, platform fees are going … Read more
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